Join USSFCU

Join USSFCU

Your Credit Union for Life

When you join USSFCU, you are a member for life, even if your employment status or place of residence changes. No matter your path to USSFCU membership–once you're a member, you're always a member. Regardless of the change in location or employer status, we're here to help you through all of life's stages with tips, resources, products and services to set you up for success. Lifelong membership means that USSFCU is dedicated to helping you achieve your financial goals through every stage of life.

Apply online and start your lifelong journey with USSFCU today!

APPLY NOW

{beginAccordion}

Who Can Join?

For over 85 years, USSFCU has provided the U.S. Senate and Capitol Hill communities with world-class financial stability, security, and service. Now a $1.2 billion credit union with 100 plus paths to membership, almost everyone has the opportunity to experience the USSFCU difference. Per internal policy, at this time USSFCU only offers services to U.S. Citizens and US Permanent Residents holding a non-conditional Green Card.

YOU ARE ELIGIBLE IF:

Additionally, whether or not the employees themselves become members, they may extend the membership to their immediate families and households. 

  • You are an immediate family member of a current USSFCU Member. This includes:
    • Spouses
    • Immediate family (child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step-sibling, or adoptive relationship)
    • Household members (persons living in the same residence and maintaining a single economic unit)

As a member of the Society, either as an individual or as an employee, you are automatically eligible to join USSFCU. when you become a USCHS member today.

Learn more about joining the USCHS

VACC membership takes a matter of minutes and you don’t have to live in Virginia, you can join the VACC from anywhere in the U.S. Plus, USSFCU will cover your membership dues. Follow the instructions below to join:

    1. Click Here to Get Started
    2. Select your interests and fill out the short application, then click "Continue" at the bottom
    3. DO NOT PAY - Use Promo Code: USSFCU to waive the $15.00 membership fee

You will receive an email containing your VACC Membership Number and Certificate (retain a copy for your records). 

PLEASE UPLOAD YOUR CERTIFICATE TO YOUR APPLICATION

How Do I Join?

The easiest way to join USSFCU is to apply online. You can also visit one of our branches to apply in person, or call 800.374.2758 to begin your application by phone.

You will need to open a Primary Savings Account with a minimum of $5 and pay the one-time-only membership fee of $1 to secure your membership with us. When submitting your USSFCU application please have the following information ready; name, address, date of birth, and at least one valid form of identification (photo ID, passport, etc.).

For those who choose to join the American Consumer Council or US Capitol Historical Society, you must join either organization prior to completing a USSFCU application. 

Questions about the account opening process? Call us at 800.374.2758 or send us an email.

Please Note: Never send personally identifiable information through email. You will be able to upload it through the application process or a member of our member services team will send you a secure link to provide sensitive documents.

Things you will need to complete the application

  • Valid Color ID (Driver's License, Passport, Military ID card) must be in pdf or jpg format

  • If ID does not provide a current address, please provide a form of address verification (utility bill, paycheck stub, etc.) must be in pdf or jpg format

  • Paystub or membership document from your Selectct Employee Group

  • Taxpayer Identification Number or Social Security Number

  • Account funding (Credit Card or Debit Card)
    • USING A CREDIT CARD TO FUND YOUR ACCOUNT  IS PROCESSED AS A CASH ADVANCE AND COULD RESULT IN A CASH ADVANCE FEE FROM YOUR CREDIT CARD PROVIDER FOR EACH TRANSACTION. WE RECOMMEND FUNDING YOUR ACCOUNT USING A DEBIT CARD TO AVOID THESE POTENTIAL FEES FROM YOUR CREDIT CARD PROVIDER.

{endAccordion}

Begin your application online or call 800.374.2758.

For USSFCU membership you will need to open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00.  To complete your application for USSFCU membership you will need the following: Government-issued ID/Driver’s License/State ID or Passport with current address, and Social Security Number.

Primary Savings Account Annual Percentage Yield = .10% as of 05/01/2024. View savings rates at ussfcu.org/rates. Membership eligibility required. Eligibility does not guarantee membership. This credit union is federally insured by the National Credit Union Administration.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

Read More testimonials.